Helping secure financial futures. Rest assured

Let us introduce ourselves

Who we are

Utmost Life and Pensions is a life and pensions company operating in the UK, one of the largest, most sophisticated insurance markets in the world. We are currently looking after 100,000 customers, with £1.7 bn of assets. We’re also part of the wider Utmost Group of Companies; a growing specialist life assurance group currently managing £33bn assets under administration and 240,000 customers.

What we do

We purchase long-established businesses and books of business from major insurance groups. We provide a safe home for their existing customers and policies, due to our strong capital position and efficient operational management. Built upon the combined strengths of trusted sector expertise, secure financial foundations and commitment to customer focus, we are here to help every policyholder in our care achieve future peace of mind with their life and pension policies.

Our commitment to you

With Utmost Life and Pensions, everyone can rest assured.

Through our guiding principles of being simply smart and cautiously confident , we can assure our customers, colleagues and partners that we’ll do our utmost to protect their interests and help them secure their financial futures.

Our guiding principles

Our two guiding principles allow us to focus on improving customer outcomes.

Simply Smart

We strive to make the life and pensions journey easier and more user-friendly for everyone involved.

We use our specialist knowledge and trusted financial experience to deliver the smartest possible outcomes.

Cautiously Confident

We're a safe pair of hands, backed by secure financial foundations and dependable products.

Our proven experience and expertise gives us the confidence to make trusted decisions, challenge convention and innovate to make a positive difference.

Strengths that ASSURE

Our customers can ASSURE themselves that we have the right attributes to help.

Approachable We are friendly and engaging. Making customers feel comfortable and secure is at the very heart of our business.

Straightforward We believe clarity beats complexity. We are here to make your journey with us as easy as possible and make a positive difference.

Secure We use our knowledge and insight to provide our customers with financial peace of mind. We act as trusted guardians of their financial futures.

Understanding We treat customers with empathy and respect, especially at difficult times for them. We place great importance in guiding and supporting all stakeholders in our business.

Reliable We are dependable people who take our responsibilities seriously and act with integrity. We are here to support you for the long term and be there when it matters.

Experienced We bring longstanding life and pensions expertise to the table and strive to use it wisely. We are experienced in providing high levels of customer service and support.

Different name, familiar care and expertise

Customers concerned that they took their original policy out with a different provider, can rest assured.

We are proud to inherit and take forward the history of your original life and pensions provider. We are not looking to disrupt the service you’re accustomed to, simply to reinforce and support it. Our aim is to continue providing reliable, consistent servicing and clear communications.

Our talented Customer Service team have all the right skills to support every customer’s journey into and through retirement. They’re supported by our proven track record in consolidating life assurance books and strong financial foundations that help us manage risk and provide the security customers expect regarding their policies.

Our products

We’re focused on providing all our customers access to products that help see them through retirement. We’re currently developing a flexi-access drawdown product for our customers wishing to access their pension pots. This should be available by early 2020.