How we manage our unit linked funds

Utmost Life and Pensions have a guide which explains how our unit linked funds work and describes the standards and principles that we apply to managing them.

Investment funds for Equitable Life policyholders are not currently included here.

Our unit linked funds are mostly invested in other collective investment schemes managed by J.P. Morgan Asset Management, except for our property funds which are managed by Schroder Investment Management Limited.

This enables our unit linked funds to gain exposure to a wider variety of investments than would be possible if we invested directly in individual stocks and shares, and enables our funds to benefit from the experience and investment expertise of respected professional fund managers.

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