Financial Advisors

Utmost Life and Pensions Limited

Please note that we are able to accept letters of authority by email but they must be scanned copies that include the appropriate signatures (we do not accept Docusign) and policy numbers - our email address is

Please note that your authority will expire two years from the last time we had contact with you in relation to that particular policyholder.

The information provided below is for Utmost Life and Pensions Limited, part of the Utmost Group.

Information about how to contact Utmost International is shown below under The Utmost Group.

You can find information about the life and pensions companies which form part of Utmost Life and Pensions by clicking History and facts.

Below you will find links to a range of information that should help you to advise your clients.

Please note that from 24 May 2021, the Origo system is no longer available for either heritage Reliance Life or heritage Equitable Life customers.

The Utmost Group

Utmost Life and Pensions are part of the Utmost Group.

The core divisions of the Group are Utmost International, whose principal business lines are Utmost Wealth Solutions and Utmost Corporate Solutions, and Utmost Life and Pensions.

For more information on how to contact Utmost Wealth Solutions or Utmost Corporate Solutions, please click