Weathering a volatile investment market

The current situation in Iran, is having an impact on financial markets around the world and policyholders may see a reduction in the value of their unit-linked savings at this time.

However, before making any financial decisions, we wanted to remind policyholders that unit-linked funds that invest in assets such as equities are designed to be used for longer term investments. Whilst it may be tempting to sell when markets fall, deciding the right time to sell is difficult and, for many, continuing to hold for the long term might end up being the right answer. Over the short term funds may fall, especially equity funds which are directly impacted by market volatility, but over the longer term, investing in a mix of different funds or asset types has usually performed better than safer options like keeping money in cash.

We provide monthly factsheets which show how our funds are performing against similar funds. All of this information can be found here Fund information.

It is also advisable to be on the lookout for fraudulent activity – unfortunately there can be an increased risk of scams during times of market uncertainty.